Check Cashing USA PRIVACY POLICY

At Check Cashing USA (hereinafter CCUSA") we take our ethical responsibilities and your privacy seriously. This Privacy Policy discloses how we collect personal information, the types of personal information we collect, our use of current and former consumer information about, as well as the steps that we take to safeguard your information and an explanation of how you can exercise your privacy rights by electing to opt-out of certain information sharing practices that we would otherwise apply to your nonpublic personal information.  If you use this site you explicitly agree to the terms and conditions of the Privacy Policy in effect at the time of your use. Therefore, in compliance with industry standards and regulations enforced typically by the Federal and State Governments, we abide the following Privacy Policy.

Information Collected When we need to collect personally identifiable information from you to execute the requested transaction or provide you with a particular service, we will ask you to voluntarily supply us with the information we need. We will ask you for information such as, but not limited to: name, address, telephone number, email address,  demographic information (such as income level and gender), account balances with your creditors, payment histories, account activity, and all other information that may be contained in your credit card statements or other reports relating to your debt, and credit bureau reports, collection agency reports or other communications, and other information relating to your payment histories, creditworthiness, annual income, or ability to satisfy your obligations. This information may be collected from, but not limited to, the following sources: Our communications with you, including information obtained when you register for a CCUSA service or otherwise volunteer such information, your transactions with us, our affiliates, or others; outside companies, such as consumer reporting agencies, and public sources, such as bankruptcy records and real estate records.

How CCUSA Uses Personally Identifiable Information We may disclose nonpublic personally identifiable information about you in order to effect or carry out any transaction that you have requested of us or as necessary to complete our contractual obligations with you.  We Reserve The Right To, Share, Sell, Rent Or Otherwise Transfer/Disclose Your Personal Information To Third Parties For Any Purpose In Our Sole Discretion In Accordance With Applicable Laws. We may share your personally identifiable information with affiliated companies that are directly or indirectly controlled by, or under common control of First Financial. We may send personally identifiable information about you to non-affiliated companies that are not directly or indirectly controlled by, or under common control of, CCUSA. We may disclose nonpublic personal information about you to our affiliates. We may also disclose nonpublic personal information about you to the following types of third parties: credit reporting agencies, collection agencies, bad debt buyers, banks, tax preparation service providers, and debt settlement companies or credit counseling companies a/k/a consumer debt assistance programs. Finally, we may disclose nonpublic personal information about you to persons who collect data on certain segments of the consumer finance industry, such as marketing companies, academics, trade associations, and professional firms. We may change or broaden the use of your personal information at any time. We may use your personal information to provide customized content, promotional offers to individuals by means of email advertising, telephone marketing, direct mail marketing, banner advertising, and other possible uses. We sometimes use your personally identifiable information in other ways, including sending you promotional materials, and sharing your information with third parties so that these third parties can send you promotional materials and communications that directly promote the use of Websites, or the purchase of products or services.

Your Right To Opt-Out Of Our Information Sharing Practices By providing information to CCUSA you are consenting to the collection, use and disclosure of such personal information in the manner described in this Privacy Policy.  We provide you the opportunity to withdraw your consent when such information is collected or at any later time by following the procedure described in this Choice/Opt-Out provision. Your election to opt-out of our information sharing practices will apply to all products and services you receive from us. If you have previously opted-out of our information sharing practices, we will continue to honor that opt-out; you may, but you need not, opt-out again. You may decline to provide personal information to us, although some of our features or services may not function properly as a result. Such consent may be withdrawn by calling 1-888-616-3510 or

may be done in writing/email and sent to our customer service department at the following physical address or email address: Check Cashing USA 899 NW 37 Ave Miami, Florida 33125 or ccusa@ccusainc.net. For convenience you may simply detach the below opt-out notice and mail to the address indicated.

Service Providers We require the use of outside companies, other third parties, to provide certain services. We will share only as much information as is necessary for the provision of those services. We require that all third parties, hired by CCUSA, to comply with our Privacy Policy in order to keep your information safe and secure. These third parties are prohibited from using or sharing your personally identifiable information for any purpose other than the job they were hired to do.

Safeguarding Your Information We employ generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it.  We maintain physical safeguards, such as secure areas in buildings; electronic safeguards, such as passwords and encryption; and procedural safeguards, such as customer authentication procedures to prevent ID theft. CCUSA processes personal information on servers in the United States.  Access to such information is restricted to authorized employees obtaining the information for business purposes.

Links to Other Sites This Website may contain links to other sites which are not owned or controlled by us. Please be aware that this Privacy Policy only addresses CCUSA’s use and disclosure of information collected. We are not responsible for the privacy practices of other sites.

Children Consistent with the Federal Children's Online Privacy Protection Act of 1998 (COPPA), we will never knowingly request personally identifiable information from anyone under the age of 13 without requesting parental consent.

Legal Disclaimer We reserve the right to disclose your personally identifiable information, as required, to comply with the law, applicable regulations, governmental requests, judicial proceedings, court orders or subpoenas, to enforce our Legal Notices or other agreements, or to protect our rights, property or safety or the rights, or to protect the property or safety of our users or others and to ensure the security of our network and services. 

Business Transitions In the event CCUSA goes through a business transition, such as a merger, acquisition by another company, or sale of all or a portion of its assets, your personally identifiable information will likely be transferred. You will be notified via e-mail and/or a prominent notice on our Website for 30 days of any such change in ownership or control of your information.

Changes to this Privacy Policy We reserve the right to modify this Privacy Policy at any time.  The provisions contained in this Privacy Policy supersede all previous notices or policies regarding our privacy practices.  Any and all changes will be made here, to this Privacy Policy. Upon any material changes to the Privacy Policy, we will post those changes to this Privacy Policy.

Contact Us If you have any questions, comments, complaints or suggestions regarding our privacy policy or our website, please contact us.